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Real Estate · Australia

Stamp Duty Calculator — All Australian States

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Real Estate · Australia

Stamp Duty Calculator — All Australian States

Settlement cost answerA$34,070.00 dutyA$$684,070.00 total purchase cost · 5.24% effective duty rate · VIC

Standard buyer basis. Foreign purchaser and commercial surcharges are outside this estimate.

A$$650,000.00Property price
A$$34,070.00Transfer duty
VICState basis
StandardBuyer type
State
Buyer type
Live resultA$34,070.00 dutyA$650,000.00 property + A$34,070.00 duty = A$684,070.00 total purchase cost.
Formula used

NSW: $0–14k at 1.25%; $14k–31k at 1.5%; $31k–83k at 1.75%; $83k–310k at 3.5%; $310k–1.033M at 4.5%; above at 5.5%. FHB exempt under $800k. VIC: $0–25k at 1.4%; $25k–130k at 2.4%; $130k–960k at 6%; above at 5.5%. FHB exempt under $600k with taper to $750k. QLD: $0–5k at 0%; $5k–75k at 1.5%; $75k–540k at 3.5%; $540k–1M at 4.5%; above at 5.75%. FHB exempt under $500k. WA: $0–80k at 1.9%; $80k–100k at 2.85%; $100k–250k at 1.95%; $250k–500k at 2.65%; above at 4.8%. SA: progressive schedule from 1% to 5.5%. Effective rate = duty ÷ property value × 100.

This is the method behind the answer, so the result can be checked rather than simply trusted.

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Your numbers, formula and explanation together

Stamp Duty Calculator — All Australian States: $34,070. VIC · Eff. rate 5.24% · Total purchase cost $684,070

Formula applied

The exact method behind this answer

CalculationTime keeps the method visible so the number can be checked instead of blindly trusted.

NSW: $0–14k at 1.25%; $14k–31k at 1.5%; $31k–83k at 1.75%; $83k–310k at 3.5%; $310k–1.033M at 4.5%; above at 5.5%. FHB exempt under $800k. VIC: $0–25k at 1.4%; $25k–130k at 2.4%; $130k–960k at 6%; above at 5.5%. FHB exempt under $600k with taper to $750k. QLD: $0–5k at 0%; $5k–75k at 1.5%; $75k–540k at 3.5%; $540k–1M at 4.5%; above at 5.75%. FHB exempt under $500k. WA: $0–80k at 1.9%; $80k–100k at 2.85%; $100k–250k at 1.95%; $250k–500k at 2.65%; above at 4.8%. SA: progressive schedule from 1% to 5.5%. Effective rate = duty ÷ property value × 100.
  1. Apply the formulaNSW: $0–14k at 1.25%; $14k–31k at 1.5%; $31k–83k at 1.75%; $83k–310k at 3.5%; $310k–1.033M at 4.5%; above at 5.5%. FHB exempt under $800k. VIC: $0–25k at 1.4%; $25k–130k at 2.4%; $130k–960k at 6%; above at 5.5%. FHB exempt under $600k with taper to $750k. QLD: $0–5k at 0%; $5k–75k at 1.5%; $75k–540k at 3.5%; $540k–1M at 4.5%; above at 5.75%. FHB exempt under $500k. WA: $0–80k at 1.9%; $80k–100k at 2.85%; $100k–250k at 1.95%; $250k–500k at 2.65%; above at 4.8%. SA: progressive schedule from 1% to 5.5%. Effective rate = duty ÷ property value × 100.$34,070VIC · Eff. rate 5.24% · Total purchase cost $684,070

Your live breakdown

Current inputs in the calculation

These values come from the controls above and update when the calculator changes.

Property purchase price
650,000 AUD
Enter the contract price or market value of the property. Use the higher of the two if they differ.
State
Victoria (VIC)
Choose the state where the property is located. Each state has its own duty rates and thresholds.
Buyer type
Owner-occupier / investor
First home buyer concessions apply in NSW (under $800k), VIC (under $600k) and QLD (under $500k) for 2024-25.

Resulting answer

$34,070

VIC · Eff. rate 5.24% · Total purchase cost $684,070

Answer
$34,070
Live support
VIC · Eff. rate 5.24% · Total purchase cost $684,070

Assumptions used

What this answer assumes

Exact within the published rate tables for 2024-25. Rates are legislated values — no rounding error. VIC taper calculation may vary by ±$1 due to rounding at the boundary.

  • Rates reflect 2024-25 state revenue office schedules. Rates are updated by each state government and may change.
  • FHB concession in VIC applies a tapered reduction between $600k and $750k — the calculator applies this taper.
  • ACT and TAS are not included. Northern Territory uses a different valuation method.
  • This does not include mortgage registration fees, transfer fees, conveyancing costs, or LMI.
  • Investor stamp duty surcharges (foreign purchaser duty) are not calculated here.
  • Always verify with the relevant State Revenue Office before settlement.

Master’s Tip

How to use the result well

Master's Tip: print the property value, state, buyer type, duty calculation and total cost together. Settlement agents and conveyancers need to see the duty basis, not just the final figure.

Printable record

What belongs in the saved calculation

Save the inputs, result, formula, assumptions, page URL and date together so the calculation can be reviewed later.

Property purchase price
650,000 AUD
Enter the contract price or market value of the property. Use the higher of the two if they differ.
State
Victoria (VIC)
Choose the state where the property is located. Each state has its own duty rates and thresholds.
Buyer type
Owner-occupier / investor
First home buyer concessions apply in NSW (under $800k), VIC (under $600k) and QLD (under $500k) for 2024-25.

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Stamp Duty — All Australian States is not just a final answer. It is a step on a line: before and after, input and output, assumption and result.

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InputFormulaResult
$34,070

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CalculationTime

Stamp Duty — All Australian States Calculation Report

Report date:

$34,070VIC · Eff. rate 5.24% · Total purchase cost $684,070

Inputs

Property purchase price
650,000 AUD
State
Victoria (VIC)
Buyer type
Owner-occupier / investor

Method

NSW: $0–14k at 1.25%; $14k–31k at 1.5%; $31k–83k at 1.75%; $83k–310k at 3.5%; $310k–1.033M at 4.5%; above at 5.5%. FHB exempt under $800k. VIC: $0–25k at 1.4%; $25k–130k at 2.4%; $130k–960k at 6%; above at 5.5%. FHB exempt under $600k with taper to $750k. QLD: $0–5k at 0%; $5k–75k at 1.5%; $75k–540k at 3.5%; $540k–1M at 4.5%; above at 5.75%. FHB exempt under $500k. WA: $0–80k at 1.9%; $80k–100k at 2.85%; $100k–250k at 1.95%; $250k–500k at 2.65%; above at 4.8%. SA: progressive schedule from 1% to 5.5%. Effective rate = duty ÷ property value × 100.

  1. A $650,000 owner-occupier purchase in Victoria: falls in the $130k–$960k band. Duty = $2,870 + ($650,000 − $130,000) × 6% = $2,870 + $31,200 = $34,070. Effective rate = $34,070 ÷ $650,000 = 5.24%. Total purchase cost = $684,070.

Assumptions

  • Rates reflect 2024-25 state revenue office schedules. Rates are updated by each state government and may change.
  • FHB concession in VIC applies a tapered reduction between $600k and $750k — the calculator applies this taper.
  • ACT and TAS are not included. Northern Territory uses a different valuation method.
  • This does not include mortgage registration fees, transfer fees, conveyancing costs, or LMI.

Notes

Use this space on the printed report for client, supplier, classroom, job-location, measurement, quote or approval notes.

Source: https://www.calculationtime.com/calculators/stamp-duty-calculator

This report shows the calculation inputs, formula, assumptions and result for review. It is not legal, payroll, tax, engineering, financial or academic advice unless a qualified professional confirms the applicable rules.