CalculationTime

Hourly Paycheck Calculator

Estimate an hourly paycheck from regular hours, overtime hours, hourly rate, pre-tax deductions and estimated withholding, with gross pay, taxable pay, take-home estimate and a printable paycheck worksheet.

Live math canvas

Your numbers, formula and explanation together

Hourly Paycheck Calculator: 867.75 estimated take-home. Gross 1,187.50 = regular 1,000.00 + overtime 187.50 · taxable estimate 1,112.50 after 75.00 pre-tax deduction · withholding 244.75 at 22% · post-tax deduction 0.00 · effective gross rate 26.39/hour

Formula applied

The exact method behind this answer

CalculationTime keeps the method visible so the number can be checked instead of blindly trusted.

Regular pay = regular hours × hourly rate. Overtime pay = overtime hours × hourly rate × overtime multiplier. Gross pay = regular pay + overtime pay. Taxable estimate = max(0, gross pay − pre-tax deduction). Estimated withholding = taxable estimate × withholding percent ÷ 100. Take-home estimate = max(0, taxable estimate − estimated withholding − post-tax deduction).
  1. Apply the formulaRegular pay = regular hours × hourly rate. Overtime pay = overtime hours × hourly rate × overtime multiplier. Gross pay = regular pay + overtime pay. Taxable estimate = max(0, gross pay − pre-tax deduction). Estimated withholding = taxable estimate × withholding percent ÷ 100. Take-home estimate = max(0, taxable estimate − estimated withholding − post-tax deduction).867.75 estimated take-homeGross 1,187.50 = regular 1,000.00 + overtime 187.50 · taxable estimate 1,112.50 after 75.00 pre-tax deduction · withholding 244.75 at 22% · post-tax deduction 0.00 · effective gross rate 26.39/hour

Your live breakdown

Current inputs in the calculation

These values come from the controls above and update when the calculator changes.

Regular hours
40 hours
Hours paid at the base hourly rate for this paycheck.
Overtime hours
5 hours
Hours paid at the overtime multiplier. Enter only the hours that qualify under your rule.
Hourly rate
25 currency/hour
Base gross hourly rate before deductions and withholding.
Overtime multiplier
1.5 × base rate
Use 1.5 for time-and-a-half, 2 for double time, or the multiplier from the rule being checked.
Pre-tax deduction
75 currency
Optional simple deduction before estimated withholding, such as a benefit or retirement deduction. Use 0 if not needed.
Estimated withholding
22 %
Simple percentage estimate for tax/withholding after pre-tax deductions. This is not a tax table.
Post-tax deduction
0 currency
Optional deduction after withholding, such as a repayment, union fee or other paycheck line.

Resulting answer

867.75 estimated take-home

Gross 1,187.50 = regular 1,000.00 + overtime 187.50 · taxable estimate 1,112.50 after 75.00 pre-tax deduction · withholding 244.75 at 22% · post-tax deduction 0.00 · effective gross rate 26.39/hour

Answer
867.75 estimated take-home
Live support
Gross 1,187.50 = regular 1,000.00 + overtime 187.50 · taxable estimate 1,112.50 after 75.00 pre-tax deduction · withholding 244.75 at 22% · post-tax deduction 0.00 · effective gross rate 26.39/hour

Assumptions used

What this answer assumes

Best for hourly paycheck estimates, payslip checks, payroll-prep conversations, job-offer comparisons and classroom payroll worksheets where gross, withholding and take-home lines need to stay auditable.

  • The calculator estimates one paycheck period using user-entered hours, rate, overtime multiplier, deductions and a flat withholding percentage.
  • The withholding percentage is a simple planning input, not a federal, state, payroll, social-insurance, Medicare, National Insurance, PAYG, superannuation or benefits rule.
  • Pre-tax deductions are subtracted before the withholding estimate; post-tax deductions are subtracted after the withholding estimate.
  • Overtime eligibility, tax tables, pay-period calendars, allowances, reimbursements, benefits, rounding and local payroll law are not decided by this page.
  • Use the printed worksheet as an arithmetic record to compare with a payslip, not as official payroll or tax advice.

Master’s Tip

How to use the result well

Master’s Tip: print the gross-pay lines and the withholding assumption separately. If the real payslip differs, you can see whether the gap came from hours, overtime eligibility, taxable deductions, tax tables or a post-tax payroll line.

Printable record

What belongs in the saved calculation

Save the inputs, result, formula, assumptions, page URL and date together so the calculation can be reviewed later.

Regular hours
40 hours
Hours paid at the base hourly rate for this paycheck.
Overtime hours
5 hours
Hours paid at the overtime multiplier. Enter only the hours that qualify under your rule.
Hourly rate
25 currency/hour
Base gross hourly rate before deductions and withholding.
Overtime multiplier
1.5 × base rate
Use 1.5 for time-and-a-half, 2 for double time, or the multiplier from the rule being checked.

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Formula

Regular pay = regular hours × hourly rate. Overtime pay = overtime hours × hourly rate × overtime multiplier. Gross pay = regular pay + overtime pay. Taxable estimate = max(0, gross pay − pre-tax deduction). Estimated withholding = taxable estimate × withholding percent ÷ 100. Take-home estimate = max(0, taxable estimate − estimated withholding − post-tax deduction).

Worked example

For 40 regular hours, 5 overtime hours, 25 per hour, a 1.5× overtime multiplier, 75 pre-tax deduction and 22% estimated withholding: regular pay is 1,000, overtime pay is 187.50, gross pay is 1,187.50, taxable estimate is 1,112.50, withholding is 244.75 and estimated take-home is 867.75 before any post-tax deduction.

Professional note

Master’s Tip: print the gross-pay lines and the withholding assumption separately. If the real payslip differs, you can see whether the gap came from hours, overtime eligibility, taxable deductions, tax tables or a post-tax payroll line.

Regional and unit assumptions

Standard or basis: transparent paycheck arithmetic with a user-entered flat withholding percentage. Official payroll depends on the governing tax table, workplace rule, pay period, benefit elections and local law; this calculator does not claim jurisdiction-specific compliance.

Assumptions and limitations

Methodology & Accuracy

How this calculator is checked

CalculationTime pages are built around visible arithmetic: the formula, assumptions, worked example and practical limitations are shown so the result can be checked rather than simply trusted.

Formula used

Regular pay = regular hours × hourly rate. Overtime pay = overtime hours × hourly rate × overtime multiplier. Gross pay = regular pay + overtime pay. Taxable estimate = max(0, gross pay − pre-tax deduction). Estimated withholding = taxable estimate × withholding percent ÷ 100. Take-home estimate = max(0, taxable estimate − estimated withholding − post-tax deduction).

Standard or basis

Standard or basis: transparent paycheck arithmetic with a user-entered flat withholding percentage. Official payroll depends on the governing tax table, workplace rule, pay period, benefit elections and local law; this calculator does not claim jurisdiction-specific compliance.

Where a calculator follows a named legal, trade or industry standard, that standard is cited visibly. Otherwise the page uses transparent general arithmetic and states its limits.

Master's Tip

Master’s Tip: print the gross-pay lines and the withholding assumption separately. If the real payslip differs, you can see whether the gap came from hours, overtime eligibility, taxable deductions, tax tables or a post-tax payroll line.

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Questions

How do I calculate an hourly paycheck?

Multiply regular hours by the hourly rate, add overtime hours multiplied by the rate and overtime multiplier, subtract any pre-tax deduction, apply estimated withholding, then subtract post-tax deductions.

Is this paycheck calculator after tax?

It gives a take-home estimate after a user-entered flat withholding percentage. It does not use official tax tables, so a real paycheck can differ.

How is overtime included in the paycheck?

Overtime pay is calculated as overtime hours × hourly rate × overtime multiplier. The page does not decide which hours legally qualify for overtime.

What withholding percent should I enter?

Use a rough percentage from your recent payslip, employer estimate or tax planning note. For official withholding, use the relevant payroll system or tax authority guidance.

What should I print for a paycheck review?

Print the pay period, regular hours, overtime hours, hourly rate, multiplier, pre-tax deduction, withholding percent, post-tax deduction, formula, assumptions, page URL, date and notes.

Calculation note

A paycheck is not just hours multiplied by rate. Gross earnings, taxable deductions, withholding and post-tax lines answer different questions. A useful calculator keeps those layers separate so the result can be compared with a real payslip without hiding the assumptions.

Gross pay is the starting line

The first payroll layer is regular pay plus any overtime or premium pay. If those hours or multipliers are wrong, every later deduction and withholding estimate will also be wrong.

Withholding is an estimate unless a payroll table is used

Real take-home pay depends on official tax tables, location, filing status, benefits, deductions and employer payroll settings. This page uses a visible percentage so the estimate is easy to challenge rather than pretending to be a tax engine.

A printable paycheck worksheet helps find the mismatch

When a payslip feels wrong, the useful question is where it differs: hours, rate, overtime, taxable deductions, withholding or post-tax lines. The printable report keeps those checkpoints on one page.

Sources and further readingU.S. Department of Labor: Overtime payIRS: Tax withholding estimatorFair Work Ombudsman: Pay slips and record-keeping